Your Financial Goal
Required Monthly SIP
Visual Breakdown
Disclaimer: This goal planner is for educational purposes only. Actual returns may vary. Consult a financial advisor.
Related Calculators
FAQ
Goal-based investing starts with your target (e.g., ₹1 Crore for retirement in 20 years) and calculates backward to find the monthly SIP required. This makes investing purposeful — you know exactly why you're saving and how much you need.
Yes! Always plan with inflation. If you need ₹50 Lakhs for child's education in 15 years, at 6% inflation the actual cost will be ~₹1.2 Crore. Use the inflation adjustment to set a realistic target.
Consider extending your timeline, starting with a smaller amount and using step-up SIP (increasing annually), or combining SIP with lump sum investments. Even starting small and increasing each year can get you to your goal.