Privacy Policy

Last updated: June 27, 2026

Our Commitment to Privacy

At SIP Calculate, your privacy is fundamental to our design. We built this tool so that all calculations happen locally in your browser. Your financial data — SIP amounts, investment goals, return expectations — never leaves your device.

Information We Do NOT Collect

• No personal information — We don't ask for your name, email, phone number, or any identifying details.
• No financial data — Your SIP amounts, investment periods, return rates, and calculation results stay in your browser.
• No account required — All calculators work without signup, login, or account creation.
• No cookies for tracking — We don't use tracking cookies or third-party analytics that identify you.
• No data sharing — Since we don't collect data, we have nothing to share with third parties.

What We Store Locally

Our website uses localStorage (browser storage) for:

• Language preference — Your chosen language (English or Hindi) so you don't have to reselect it.
• Recent calculations — Your last 10 calculations cached for quick recall (stored locally, never sent anywhere).
• AI insight cache — AI-generated explanations cached to avoid redundant API calls (stored locally).

You can clear this data anytime by clearing your browser's localStorage or site data.

Third-Party Services

We use minimal third-party services for functionality:

• Chart.js — Loaded from jsDelivr CDN for rendering investment charts. The CDN may log anonymous request data per their privacy policy.
• jsPDF — Loaded from cdnjs for PDF export functionality.
• DeepSeek AI — When you use the "Explain This" feature, your calculation data (not personal info) is sent to DeepSeek API via our secure proxy to generate educational insights.

Cookies

SIP Calculate does not use advertising cookies or tracking cookies. We may use a single functional cookie or localStorage entry to remember your language preference. No personal information is stored in cookies.

Children's Privacy

Our calculators are designed for general audiences and do not knowingly collect information from children under 13.

Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated date. We encourage you to review this policy periodically.

Contact

For privacy-related questions, please contact us through our network sites: QRZap, ScrubZap, SignZap, or BackgroundDelete.