PPF Investment Details
Your PPF Returns
Visual Breakdown
Year-by-Year Schedule
Disclaimer: PPF interest rate is set by the Government of India quarterly. Current rate shown is for illustration. This calculator assumes contribution before April 5th for full annual interest.
Related Calculators
FAQ
The PPF interest rate is set by the Government of India every quarter. As of 2025, it is 7.1% per annum, compounded annually. The rate is linked to government bond yields and is reviewed every 3 months.
No. PPF enjoys EEE (Exempt-Exempt-Exempt) tax status: the contribution is deductible under 80C, the interest earned is tax-free, and the maturity amount is completely tax-free. This makes PPF one of the most tax-efficient investments in India.
Yes. After the initial 15-year period, you can extend PPF in blocks of 5 years indefinitely. You can choose to continue with or without fresh contributions during the extension period.