ELSS: Save Tax with the Highest Return 80C Option
ELSS mutual funds offer the shortest lock-in (3 years) among all 80C options and historically the highest returns (10-14%). See your tax savings.
Use our calculator pre-loaded with these values:
Open Calculator →ELSS: The Smart 80C Choice
| 80C Option | Lock-In | Returns | Tax on Returns |
|---|---|---|---|
| ELSS | 3 years | 10-14% | LTCG 12.5% above ₹1.25L |
| PPF | 15 years | 7.1% | Tax-free (EEE) |
| NSC | 5 years | 7.7% | Taxable |
| 5-Year FD | 5 years | 6.5-7.5% | Taxable |
At 30% tax bracket, investing ₹1.5 lakhs in ELSS saves ₹46,800 in tax. Plus, after 3 years, your investment may have grown to ₹1.9-2.1 lakhs (at 12-14%).
Disclaimer: This calculator is for educational purposes only. Mutual fund investments are subject to market risks. Please consult a financial advisor before investing.