How to Achieve ₹1 Crore in 15 Years with SIP

Use our Goal Planner to calculate exactly how much you need to invest monthly to reach ₹1 crore in 15 years — with and without step-up SIP.

Use our calculator pre-loaded with these values:

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Monthly SIP Required for ₹1 Crore in 15 Years

At 12% returns: ~₹20,000/month without step-up. With 10% annual step-up, start at just ~₹11,500/month. At 10% returns (conservative): ~₹28,000/month. At 14% returns (aggressive): ~₹14,000/month.

Key insight: Start early, increase annually with your salary increments. A 30-year-old starting at ₹11,500/month with 10% step-up can accumulate ₹1 crore by age 45.

Disclaimer: This calculator is for educational purposes only. Mutual fund investments are subject to market risks. Please consult a financial advisor before investing.