SIP Calculator at 12% Annual Returns
12% is the standard expected return for Indian equity mutual funds over long periods. See how your SIP grows at this realistic rate.
Use our calculator pre-loaded with these values:
Open Calculator →Why 12%?
Indian large-cap and flexi-cap mutual funds have historically delivered 10-14% CAGR over 10+ year periods. 12% sits in the middle — realistic but not overly optimistic. ₹10,000/month at 12% for 15 years = ~₹50 lakhs. Always plan with this rate as your baseline, and use 8% for your worst-case scenario.
Disclaimer: This calculator is for educational purposes only. Mutual fund investments are subject to market risks. Please consult a financial advisor before investing.