SIP Calculator at 15% Annual Returns

15% represents aggressive growth — achievable with mid-cap and small-cap funds over long periods. See the dramatic difference higher returns make.

The 15% Difference

Mid-cap and small-cap funds have historically returned 12-18% over 10+ years. ₹10,000/month at 15% for 15 years = ~₹74.5 lakhs — nearly ₹25 lakhs more than at 12%. However, higher returns come with higher volatility. Diversify across large, mid, and small-cap funds.