SIP Calculator for 20 Years

Plan your retirement with a 20-year SIP. ₹10,000/month at 12% grows to approximately ₹1 crore — and with step-up SIP, significantly more.

Use our calculator pre-loaded with these values:

Open Calculator →

20-Year SIP: Your Retirement Engine

A 20-year SIP of ₹10,000/month (₹24 lakhs invested) grows to ~₹1 crore at 12% returns. Adding a 10% annual step-up (starting at ₹10,000 and increasing each year) pushes this to ~₹2.3 crores. Start early — the first 10 years build the base, the next 10 years build the wealth.

Disclaimer: This calculator is for educational purposes only. Mutual fund investments are subject to market risks. Please consult a financial advisor before investing.