How Much SIP to Become a Crorepati?

Use our Goal Planner to find exactly how much you need to invest monthly to reach ₹1 crore. Compare different time horizons and return rates.

Use our calculator pre-loaded with these values:

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Monthly SIP Required for ₹1 Crore

Time HorizonAt 10% ReturnAt 12% ReturnAt 14% Return
10 years₹48,500/mo₹43,000/mo₹38,000/mo
15 years₹24,000/mo₹20,000/mo₹16,500/mo
20 years₹13,000/mo₹10,000/mo₹7,500/mo
25 years₹7,500/mo₹5,200/mo₹3,500/mo
30 years₹4,400/mo₹2,800/mo₹1,700/mo

The key message: start early. A 25-year-old investing ₹2,800/month can reach ₹1 crore by 55. Wait until 35, and you need ₹10,000/month for the same goal.