10% Step-Up SIP: Supercharge Your Wealth

A 10% annual step-up means your ₹10,000 SIP becomes ₹11,000 in year 2, ₹12,100 in year 3, etc. See how this small annual increase dramatically boosts your corpus.

Use our calculator pre-loaded with these values:

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Normal SIP vs 10% Step-Up SIP

Normal SIP (₹10,000 flat): 20 years at 12% = ~₹1 crore.
10% Step-Up SIP: Same period, same return = ~₹2.3 crores — more than double!

The secret: you invest ₹76 lakhs instead of ₹24 lakhs, but your salary likely grew 5-10x over those 20 years. Step-up SIP aligns your investments with your earning growth.

Disclaimer: This calculator is for educational purposes only. Mutual fund investments are subject to market risks. Please consult a financial advisor before investing.