Step-Up SIP vs Normal SIP: The Wealth Gap
See exactly how much more wealth a step-up SIP creates compared to a normal flat SIP. The difference is staggering over long periods.
Use our calculator pre-loaded with these values:
Open Calculator →The Numbers Don't Lie
| Duration | Normal SIP (₹10K flat) | 10% Step-Up SIP | Difference |
|---|---|---|---|
| 10 years | ₹23.2 lakhs | ₹38.7 lakhs | +67% |
| 15 years | ₹50.5 lakhs | ₹1.06 crore | +110% |
| 20 years | ₹1.0 crore | ₹2.32 crore | +132% |
| 25 years | ₹1.9 crore | ₹4.85 crore | +155% |
The gap widens dramatically with time. Start your step-up SIP early — even a 5% annual increase makes a massive difference.
Disclaimer: This calculator is for educational purposes only. Mutual fund investments are subject to market risks. Please consult a financial advisor before investing.