SWP for Retirement Income: How Much Can You Withdraw Monthly?
Use our SWP Calculator to plan your retirement income. See how ₹1 Crore can generate ₹40,000-60,000/month for 25+ years.
Use our calculator pre-loaded with these values:
Open Calculator →Retirement Income with SWP
| Monthly Withdrawal | Annual Rate | Corpus Lasts | Remaining After 25yr |
|---|---|---|---|
| ₹40,000 | 4.8% | 40+ years | ₹85+ lakhs |
| ₹50,000 | 6.0% | 30+ years | ₹45+ lakhs |
| ₹65,000 | 7.8% | ~22 years | Depleted |
The key: keep withdrawals below 6% of corpus annually for sustainable income. A 4% withdrawal rate (₹33,000/month per ₹1 crore) is considered very safe.
Disclaimer: This calculator is for educational purposes only. Mutual fund investments are subject to market risks. Please consult a financial advisor before investing.